The week of largely doing nothing is in full swing. If you find yourself wanting to do a few productive things from the comfort of your couch, here are five delicious money moves you can make for a financially-brighter 2024:
Even though you have until April 15, 2024 to max out your retirement accounts, it never hurts to put that extra cash you got in your stocking to work now. Ellevest is my favorite robo- investing platform and they use your age, goals, and income to create a retirement plan that works.
Micro-investing may be small in denomination but it plays big when it comes to compounding your confidence. Open an Acorns account now and sock away anywhere from $500-1500 each year by rounding up the change from your everyday purchases.
Fund your Health Savings Account for a rainy medical day. There are lots of unconventional ways to use your funds from Warby Parker to Amazon Pharmacy so feel free to spend from your HSA.
Stop with the stagnant savings account (plus monthly fees) and let your money begin making money in a high-interest saving account. American Express has a great one that gives you 4.35% back on your savings balance. A good rule of thumb is to have six months savings put away in case you lose your job.
REITs are a great way to ensure a nice return on investment. Fundrise has garnered investors an average rate of return of 11.78% over the past five years. Use this code for a $25 voucher.